{"id":4662,"date":"2019-07-23T19:15:58","date_gmt":"2019-07-23T17:15:58","guid":{"rendered":"https:\/\/www.yokler.com\/?p=4662"},"modified":"2020-05-07T15:56:50","modified_gmt":"2020-05-07T13:56:50","slug":"quelle-assurance-choisir-pour-son-activite-en-triporteur-electrique-velotaxi-cargobike","status":"publish","type":"post","link":"https:\/\/www.yokler.com\/accueil-fr\/quelle-assurance-choisir-pour-son-activite-en-triporteur-electrique-velotaxi-cargobike\/","title":{"rendered":"Quelle assurance choisir pour son activit\u00e9 en triporteur \u00e9lectrique (v\u00e9lotaxi, cargobike)"},"content":{"rendered":"

Si votre triporteur \u00e9lectrique est dot\u00e9 d’une assistance \u00e9lectrique conforme \u00e0 la r\u00e9glementation europ\u00e9enne<\/a>, il est consid\u00e9r\u00e9 comme un cycle. En d’autres termes, il sera assimil\u00e9 \u00e0 un v\u00e9lo.<\/p>\n

Vous n’\u00eates donc pas tenu(e) de souscrire \u00e0 une assurance sp\u00e9ciale pour conduire votre Yokler<\/strong>. Votre assurance de Responsabilit\u00e9 Civile vous couvrira pour tous les dommages caus\u00e9s aux tiers pendant que vous circulerez (accrochage avec un autre v\u00e9hicule par exemple). Nous vous recommandons toutefois de signaler \u00e0 votre assurance que vous utilisez un triporteur. Vous devrez alors lui communiquer le certificat de conformit\u00e9 qui doit obligatoirement vous \u00eatre fourni lorsque vous achetez un triporteur<\/strong>.<\/p>\n

Sachez cependant que seuls les dommages caus\u00e9s aux tiers (passants, voitures etc) seront couverts par votre contrat de responsabilit\u00e9 civile. Si vous transportez des passagers \u00e0 titre on\u00e9reux, ceux-ci ne seront donc pas couverts. Si vous transportez des marchandises, celles-ci ne seront pas couvertes non plus en cas d’accident responsable.<\/p>\n

Vous devrez alors souscrire \u00e0 une assurance de responsabilit\u00e9 civile professionnelle<\/strong> mentionnant les activit\u00e9s de transport de passagers \u00e0 titre on\u00e9reux et\/ou de livraison.<\/p>\n

Quelles sont les assurances obligatoires pour utiliser un triporteur pour le transport de passagers?<\/h3>\n

Dans le cadre d’une activit\u00e9 de v\u00e9lo-taxi<\/strong> (transport de passagers \u00e0 titre on\u00e9reux), il est OBLIGATOIRE de souscrire \u00e0 une assurance sp\u00e9ciale. Comptez un budget d’environ 200 \u20ac \/an pour cette assurance. Sachez que nous tenons \u00e0 disposition de nos clients les contacts d’assureurs pr\u00eats \u00e0 assurer ce genre d’activit\u00e9s<\/strong>.<\/p>\n

Quelles sont les assurances obligatoires pour utiliser un triporteur pour la livraison de marchandises?<\/h3>\n

Contrairement au transport de personnes en triporteur, le transport de marchandises ne n\u00e9cessite pas d’assurance obligatoire.<\/p>\n

A quelle autre assurance puis-je souscrire?<\/h3>\n

Bien que ce ne soit pas obligatoire, il peut \u00eatre int\u00e9ressant de souscrire \u00e0 une assurance dite de pr\u00e9voyance<\/strong>. Cette assurance vous couvrira en cas d’accident grave entra\u00eenant un arr\u00eat de travail.<\/p>\n

Puis-je souscrire \u00e0 une assurance contre le vol?<\/h3>\n

Les assurances contre le vol de votre tripoteur sont souvent co\u00fbteuses et difficiles \u00e0 activer. Nous pr\u00e9conisons plut\u00f4t d’\u00e9quiper votre triporteur d’un traceur GPS et de prendre toutes les pr\u00e9cautions pour \u00e9viter le vol. Par exemple, attachez toujours votre triporteur lorsque vous n’\u00eates pas pr\u00e8s de lui, et ne laissez jamais votre triporteur la nuit dans la rue ou dans un environnement non s\u00e9curis\u00e9.<\/p>\n

Si vous souhaitez obtenir plus d’informations sur les assurances pour les triporteurs, n’h\u00e9sitez pas nous contacter<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Si votre triporteur \u00e9lectrique est dot\u00e9 d’une assistance \u00e9lectrique conforme \u00e0 la r\u00e9glementation europ\u00e9enne, il est consid\u00e9r\u00e9 comme un cycle. En d’autres termes, il sera assimil\u00e9 \u00e0 un v\u00e9lo. Vous n’\u00eates donc pas tenu(e) de souscrire \u00e0 une assurance sp\u00e9ciale pour conduire votre Yokler. Votre assurance de Responsabilit\u00e9 Civile vous couvrira pour tous les dommages caus\u00e9s aux tiers pendant que … <\/p>\n

Read More<\/a><\/div>\n","protected":false},"author":1,"featured_media":734,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[23],"tags":[],"class_list":["post-4662","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"\nAssurance triporteur \u00e9lectrique : quelle assurance choisir | Yokler<\/title>\n<meta name=\"description\" content=\"Contrairement au cargobike (Triporteur transport de marchandises), les V\u00e9lostaxis (transport de personnes) doivent \u00eatre assur\u00e9s, contactez-nous pour plus d'informations.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.yokler.com\/accueil-fr\/quelle-assurance-choisir-pour-son-activite-en-triporteur-electrique-velotaxi-cargobike\/\" \/>\n<meta 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